Contractor insurance from trusted and award-winning contractor insurance brokers. After a thorough research and based on our experience, we have compiled our list of top contractor insurance brokers in the UK. Best business insurance quotes from trusted providers. A business insurance that covers everything from professional indemnity to public liability. Affordable premiums and 24/7 claims support.
On our list are insurance brokers who offer best contractor insurances at competitive rates in the industry. Our team of contractor insurance brokers offer all the essential business insurances like professional indemnity, public liability, IR35 insurance, employers' liability, Directors' and officers' liability and even international insurances.
List of 10 best contractor insurance providers in the UK. These are award-winning insurance brokers who specialise in providing business insurance services to IT Contractors in the UK.
We'll keep on updating our list of top contractor insurance brokers in the UK, from time to time. Save this page to stay up to date on contractor insurances.
1. Public Liability Insurance (PL)
Public Liability Insurance is one of the most important business insurances for UK contractors. It provides cover for claims made by third parties in the event of injury or accidental damage caused by business activities. This cover protects you from legal liabilities and compensation payments. It is especially useful when you interact with clients or the public on a regular basis.
2. Professional Indemnity Insurance (PI)
Professional Indemnity Insurance is absolutely essential for UK Contractors. It is must have for contractors providing professional advice or services to clients. This insurance protects you and covers legal costs and compensation claims that occur due to professional negligence, errors, or omissions. Not having this cover is not at all advisable to IT professional and contractors especially, and that could potentially lead to significant financial consequences. By having this cover, you can safeguard your reputation and financial stability while proivding assurance to clients.
3. Employers' Liability Insurance (EI)
This insurance type if mandatory, a legal requirement in the UK, if you employ staff, this applies even for temporary workers or part-time workers. It covers the legal costs and compensation claims if an employee is injured or becomes ill as a result of their work. This insurance ensures that the emmployees are protected against workplace accidents or occupational diseases.
| Insurance Type | Indemnity Cover/Range | Best Quote starting from |
|---|---|---|
| Professional Indemnity | £1,00,000 to £5,000,000 | £77 |
| Business combined policy (incl liabilities) | £10,000,000 Employers liability £2,500 Additional Cost of Working £5,000 General Contents £1,000 Portable Equippment £1,000,000 Public Liability £250,000 Directors & Officers Liability |
£78.40 |
| Personal Accident, Sickness & Travel Policy | £150 Accidental Temporary Total Disablement £50,000 £150 TTD to £140,000 |
£25.51 without any travel cover £77.48 with Business travel only £107.13 with Holiday and Business travel £56.35 sickness cover |
| Tax Enquiry and Legal Expenses | £100,000 | £52.30 without IR35 contract review £153.30 with IR35 contract review |
| Health & Safety | - | £35 |
| Commercial Crime | £50,000 | £52.50 |
Important note: Above mentioned insurace quotes are for IT/Computer Contractors. Insurace rates may change from time to time. For up to date quotes, please visit the Insurance Broker's website.
Selecting the right insurance provider is essential for UK contractors to ensure they have the proper coverage to protect their business. The providers listed above are known for their reliable service, comprehensive policies, and competitive pricing. When choosing an insurance provider, consider your specific needs, compare quotes, and look for insurers with a strong reputation for customer service and claims handling.
If you need any further help, please feel free to contact us on [email protected]