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Top 10 Best UK Umbrella Companies [2025 List]

As a specialist contractor portal operating since 2013, we work closely with umbrella companies and understand which ones are reliable and which are not. Based on our experience, we have carefully curated a comprehensive list of the UK's leading umbrella companies for contractors. Each umbrella service provider featured on our Preferred Suppliers List (PSL) holds FCSA accreditation, Professional Passport approval, or SafeRec certification, ensuring the highest industry standards.

Below is a list of award-winning umbrella companies that are among the top umbrella payroll (PAYE) service providers in the UK, with an average rating of 4 stars or higher. They offer highly competitive pricing, with fees ranging from just £10 to £20 per week, some of the lowest umbrella margins in the IT contracting industry.

Top 10 Umbrella Companies in the UK

1. DASA Umbrella

  • 4.7 Star Rating on Google Reviews
  • Contracting Awards Winner
  • FCSA Accreditation
  • Professional Passport Approved
  • Same day payments & wage advances on request
  • All statutory entitlements holiday, sick pay etc.
  • Exceptional customer service levels
  • Accountancy service for Limited Company & self-employed
  • Fees: £12 Per Week for IT Contractors UK readers
DASA Umbrella Logo
Trusted Partner Visit DASA Umbrella

2. Pay Guardians

  • 5 Star Rating on Google Reviews
  • SafeRec Certification
  • Insurance - EL-£10m, PI-£2M, P&PL £5M
  • Simple and transparent onboarding process
  • Phone call support – get to speak to a real person
  • IR35 worry free
  • Continuity of employment
  • Pay as you go
  • Fees: £10 per weekly payment made
Pay Guardians Logo
Trusted Partner Visit Pay Guardians

3. Templeton Brook

  • Professional Passport Approved
  • Payroll flexibility (weekly, bi-weekly, monthly)
  • Free tax investigation consultation*
  • Free employment dispute advice*
  • Contractor portal
  • Outstanding customer service
  • Insurance EL, PL, PI
  • Full employment rights from day one
  • Fees: £19 Per Week for IT Contractors UK readers
Templeton Brook Umbrella Logo
Trusted Partner Visit Templeton Brook

4. Umbrella Company UK

5. SmartWork Umbrella

6. SG Umbrella

7. Umbrella.co.uk

8. PayStream

9. Contractor Umbrella

10. Brookson One

Legal Disclaimer: ITContractorsUK.com cannot be held liable for non-performance or any issues arising from the use of the umbrella companies listed on our site. We strongly recommend that you conduct thorough due diligence before hiring or appointing any of the umbrella companies mentioned above. If you notice any discrepancies in the listings or have any complaints, feedback, or suggestions, please contact us at [email protected].

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List of FCSA accredited umbrella companies

Below is the list of current FCSA approved umbrella organisations in the UK. You can also visit FCSA website to find out more.

List of HMRC approved umbrella companies

An HMRC approved umbrella company means that it is regulated by HMRC, checked for compliance, and verified by HMRC. If any umbrella company tells you that they are approved by HMRC, they're lying because HMRC does not check or verify umbrella companies for compliance. There is no official list of HMRC approved umbrella companies.

However, HMRC maintains a list of umbrella companies involved in tax avoidance schemes. The most recent additions and updates to the list of named tax avoidance schemes, promoters, enablers and suppliers were published on 13 March 2025.

There were two more companies added to the list PRC Recruitment Ltd and Payroll Professors Limited. See the full list below.

SafeRec Certified Umbrella Providers

Below is a list of SafeRec certified umbrella companies. You can verify this list on SafeRec's official website.

Professional Passport Approved Umbrella Companies

Below is a list of Professional Passport approved umbrella companies. You can verify this list on Professional Passport's official website.

Umbrella Companies Comparison Table

With the help of our umbrella comparison table, you can compare the fees charged by leading umbrella service providers alongside the services they offer.

Umbrella Company Weekly Margin FCSA Accreditation Professional Passport SafeRec Certified Rating
DASA Umbrella £12 Yes Yes No 4.7
Templeton Brook £19 No Yes No 4.8
Pay Guardians £10 No No Yes 4.8
Parasol £29 Yes No No 4.8
Giant Group £22 Yes No No 4.8
Contractor Umbrella £15 Yes No Yes 4.3
PayStream £27 Yes No No 4.8
Umbrella Company UK £20 Yes No Yes 4.8
Brookson One £20 Yes No No 4.4
Workwell £22 Yes No No 4.7

10 Things to consider when choosing an umbrella company

  • FCSA Accreditation: A company with FCSA accreditation demonstrates a strong commitment to compliance and industry best practices.
  • SafeRec Certification: If the company isn’t FCSA accredited, check if it has SafeRec certification, which ensures compliance, transparency, and protection against tax avoidance risks.
  • Understand Fees and Margins: Review how the company's margin structure affects your take-home pay.
  • Compare Umbrella Companies: Assess multiple providers based on fees, compliance, reputation, and service quality to find the best fit.
  • Read Online Reviews: Look for reviews on reputable platforms like Trustpilot and Google to gauge customer experiences.
  • Customer Support: Evaluate the quality of customer service and responsiveness based on user feedback.
  • Verify Compliance Standards: Ensure the umbrella company follows all necessary regulations and legal requirements.
  • Review Payment and Expense Policies: Check how they handle payments, reimbursements, and allowable expenses.
  • Setup and Service Quality: Evaluate how easy it is to join the company and the level of service they provide.
  • Check Preferred Supplier Lists: Find out if recruitment agencies or clients recognise the company as a trusted supplier.

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